This calculator tool from the Kaiser Family Foundation is a quick way to see what you might qualify for on the Health Insurance Marketplace. However, this tool is just an estimate and the only way you know exactly what you qualify for is to fill out an application on Healthcare.gov. Note: this calculator doesn’t include benefits potentially available to members of a Federally Recognized Tribe.

Steps to Get Covered:

  1. Fill out this calculator tool to get an estimate of what you and your family qualify for such as: tax credits, cost-sharing reductions, Montana Medicaid, or Healthy Montana Kids.
  2. Fill out an application on Healthcare.gov on your own or find a local enrollment assister who can help!
  3. Once you submit an application on Healthcare.gov, you’ll receive an eligibility determination notice that outlines exactly what you qualify for.
  4. Go shopping for coverage! After you know what you qualify for, you can shop for a plan. If you are eligible for a tax credit, you see how much your monthly premium will cost you out of pocket, after your tax credit has been applied.
  5. Select a plan and make sure you pay your first month’s premium to start your coverage.

Now that you have an estimate of what you qualify for, it’s time to Get Covered!


Connecting Montanans to health insurance coverage

Not sure if you qualify? We can help!

Health insurance can be confusing, especially if you are transitioning from Montana Medicaid, but free, unbiased, confidential help is available. You can call the Cover Montana Help Line to get questions answered and to get help enrolling over the phone: (844) 682-6837. Or click any of the links below for more help. Whether you need phone, virtual, or in-person help, we’ve got you covered!

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Find local help

Find Local Help

With just a zip code, find a local enrollment assister who can answer questions and help you apply for and enroll in health insurance.

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Qualification calculator

See What You Qualify For

With just some basic information, the calculator estimates what you qualify for including Medicaid, Healthy Montana Kids, and the Marketplace.

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