Connecting You to Health Insurance

Have you lost Medicaid?

It’s not too late to get covered again. Click below for more information and ways to be in touch.

Get Covered Again

Open Enrollment is Open

The time to get covered for 2025 is now.

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Montana Medicaid

If you qualify for Montana Medicaid, you can enroll throughout the year. In order to qualify for Medicaid, you must meet the monthly income guidelines (see chart). To qualify for Medicaid, you must also be a Montana resident between the ages of 18-64 and not eligible for Medicare.

Marketplace Enrollment

The Open Enrollment Period for 2025 coverage is now open. There is a NEW SEP for those at or below 150% of the Federal Poverty Level. Check out the calculator to learn more or call a local assister.

Medicare

A federal health insurance program for folks over the age of 65 and some younger adults who have a disability or certain illnesses. If you have questions about Medicare or need help enrolling, Montana’s Area Agencies on Aging have SHIP counselors on staff who can help. Click here to contact them.

2024 Medicaid and HMK Income Guidelines

Connecting Montanans to health insurance coverage

Not sure if you qualify? We can help!

Health insurance can be confusing, especially if you are transitioning from Montana Medicaid, but free, unbiased, confidential help is available. You can call the Cover Montana Help Line to get questions answered and to get help enrolling over the phone: (844) 682-6837. Or click any of the links below for more help. Whether you need phone, virtual, or in-person help, we’ve got you covered!

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Got questions? Chat with us!

Enter a secure live chat session with one of our experts to address any questions or concerns you may have.

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Find local help

Find Local Help

With just a zip code, find a local enrollment assister who can answer questions and help you apply for and enroll in health insurance.

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Qualification calculator

See What You Qualify For

With just some basic information, the calculator estimates what you qualify for including Medicaid, Healthy Montana Kids, and the Marketplace.

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