Why get covered?
There are many affordable or zero-cost health coverage options for American Indians, whether they are an enrolled member or a descendant. Cover Native Montana is here to help you make informed decisions about your coverage options!
Neither Indian Health Services nor tribal health is the same as health coverage. Therefore, it’s a good idea to explore your health coverage options. Coverage, in coordination with IHS, Urban Indian Health Center or Tribal Health, will allow you access to many services outside those that are offered by your local service unit alone. Having insurance is a good way to improve your health care, but if you aren’t looking to gain coverage you may be able to receive an exemption from the tax penalty.
What are your options?
The recently expanded, Montana Medicaid is an affordable option for many Native Americans. If you meet the eligibility requirements, you will not have out of pocket costs and will have access to a full set of Medicaid benefits.
For those who are above-income for Montana Medicaid, the Marketplace offers other health insurance coverage options. Enrolled member of federally recognized tribes can enroll in Marketplace coverage at any point throughout the year. However, descendants can only enroll during the annual Open Enrollment Period or if you have a life-chasing event that trigger a Special Enrollment Period. The Open Enrollment Period of 2018 health insurance coverage finished on December 15th, so for descendants to get coverage you must use a Special Enrollment Period.
Do you have questions?
Health coverage can be confusing and most folks have questions. The good news is that there are trained enrollment assisters who are ready and able to help answer questions and walk you through the application and enrollment process. Find local help.
If you’re an enrollment assister looking for Cover Native Montana materials, contact us by emailing firstname.lastname@example.org!